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Guide to selling a home after a relationship breakdown




Guide to Selling Your Home after a Relationship Breakdown

Guide to Selling Your Home after a Relationship Breakdown

 

 

 

Research shows that moving house and getting divorced are two of the most stressful things you can do. So, if you’re selling up in the wake of a painful split, you really are in the thick of it. Read on for some helpful advice on navigating the process.

 

Selling a home after the breakdown of a long-term relationship can be a daunting prospect that throws up a mix of emotions and challenges.

 

You may be sorry to say goodbye to your home but eager for a fresh start. Or keen to stay put but unsure of the financial practicalities.

 

Whatever your situation, there’s a lot to sort out and some big decisions to make. But you don’t have to figure it out alone. 

 

Here at Carver Residential, we’ve helped many clients sell a home in the wake of a divorce or separation.

 

We’ve compiled this simple explainer to help you understand what’s involved. 

 

Legal advice

 

You’ll need a good lawyer to explain the process and answer questions specific to your situation – for example, what happens if children are involved, or one party wants to buy the other out. Most lawyers recommend staying in the property until the settlement is finalised. If you feel it’s imperative to move out, seek legal advice first.

 

Mortgage considerations

 

Tell your lender that things have changed. Sometimes it’s possible to negotiate a mortgage holiday but only stop making repayments if your lender has agreed to the change.

 

Speak to your ex

 

Okay, this one can be tricky, and sometimes, it’s not feasible. But to get the sale moving, you’ll need to agree on an agent and selling price and then prepare the property for sale. If the two of you can’t talk it out, consider using a mediator.

 

Select an estate agent

 

Tempted to get things done and dusted quickly by using a quick sale company? Don’t! Hold your nerve. They’ll knock you down on the price in return for a speedy deal. Instead, get three valuations from traditional estate agents and choose the one that impresses you most. You’re looking for professionalism, market insight and people skills (they might come in handy later!). 

 

Moving preparations

 

The next steps can be draining, so enlist a friend or family member for support. Once you’ve accepted an offer, divide your possessions with your ex-partner and prepare for the removal company. If you’re squabbling over who gets what, try and compromise or sell the item and divide the money evenly. Emotions can run high at this particular point but remain focused on the end goal – starting the next chapter of your life.

 

If you have any more questions, don’t hesitate to get in touch with us at Carver Residential. We’re here to help.

 

 

 

 



How to Make Your Rental a Home

 

Make Your Rental a Home

  

Whether your rental property is a blank space you just sleep in, or it’s a new family property, it’s important to make it feel like home. So, how can you fall in love with your rental without breaching tenancy rules?

 

You could be a long-term renter or maybe a flat-sharer, but one thing is for sure, making the space your own will immediately change the way it looks and feels.

 

In this quick read, we look at ways to love your rental without falling foul of any tenancy agreement rules and stipulations.

 

Check what’s allowed

 

Before you decide to do anything, make sure you know what you can and can’t do. Whilst your deposit is protected by law, you could lose it by changing the décor without permission. The same goes for drilling holes into the walls.

 

As a tenant, you don’t automatically have the right to make any alterations to décor, but if you’re keen to change things, have a chat with your landlord to see if they’re open to suggestions. Remember, a landlord is responsible for repairs and maintenance, not for redecorating.

 

Landlords know that good tenants are hard to find, so if you’re willing to invest in a property to improve the way it looks, they may take a favourable view.

 

1)    Furnished or unfurnished?

 

If you’ve moved into an unfurnished property, then installing your own things will automatically make a house or flat feel more like your home. It might just be a bed or wardrobe, but at least it’s yours.

 

Have a think about what’s important to you before you start looking for a rental. Do you want your own bits and bobs, or are you happy to make do with what’s provided.

 

2)    Go green

 

Plants are a great way to make a space seem homely, and they won’t breach your tenancy agreement. If you’re green-fingered, go crazy with house plants around the property to brighten things up. If you can’t keep a cactus alive, then there are plenty of inexpensive plastic plants available that look great and never lose their leaves.

 

3)    Photos and art

 

Framed photos of you and your loved ones (or whatever you like) immediately add a personal touch. If you’re thinking about hanging frames or pictures on the wall, look for options that don’t leave a mark once removed. Think about creative ways to display art, like easels or (if it’s large enough) propped up against a wall.

 

4)    Cosy additions

 

Just because a sofa comes with cushions on top of it doesn’t mean you have to use them. Pack them away for safekeeping and add your own colourful pillows/cushions to chairs and sofas to surround yourself with things you love. Blankets and throws are also a great way to personalise boring pieces of furniture.

 

If you’re looking for a new rental property, give Carver Residential a call today.