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February Newsletter




FEATURE PROPERTY - Hudswell, Richmond

The Farmhouse is one of a handful of properties which form Dales View, an exclusive development of quality, stone built properties, constructed by Yorvik Homes in 2011, and situated in the picturesque village of Hudswell which lies in the Yorkshire Dales. The village lies only a few miles from the historic market town of Richmond and is on the doorstep of Swaledale and Wensleydale.
 
The property comprises living room, dining room, kitchen dining family room, utility room, WC on the ground floor with six bedrooms, two en-suites and family bathroom set over the first and second floor. A private south facing garden is to the rear with a double driveway leading to double garage to the front.
 
A well presented reception room, with feature fireplace with multi-fuel-burning stove with exposed brick recess, terracotta tiled hearth and stone mantel.  There are two double-glazed sliding sash windows to the rear as well as a fully glazed door providing access to the rear, all providing lots of natural light and views over the rear garden with far-reaching views of the south-facing aspect. 
 
A large, versatile reception room currently used as a formal dining room, with sliding sash window with open outlook over the courtyard to the front.  
 
  
 A superb, open-plan, L-shaped kitchen, dining and living area with Jerusalem Limestone flooring providing a fantastic entertaining space in what is undoubtedly the hub of the home.  A traditional, farmhouse-style kitchen, with floor and wall-mounted units with granite work surfaces and splashbacks.  There is a double Belfast sink with mixer tap, an electric double oven and double hob Aga in the traditional style, an additional four-point electric hob and double oven.  To the side there is tiled splashback and concealed extractors.  The kitchen also includes integrated dishwasher, under-unit lighting, display cabinets, ample space for an American-style fridge/freezer as well as a number of deep pan cupboards, integrated Neff microwave, two sliding sash windows with lovely scenic views over the landscaped rear gardens.
  
A good sized utility, with floor and wall-mounted units with tiled splashback to rounded work surfaces, a 1½ bowl sink with drainage board and mixer tap, Jerusalem Limestone tiled flooring, space and plumbing for a washing machine/tumble dryer, central heating radiator, central heating controls, extractor fan, loft access and a half panelled and half glazed door opening to the driveway as well as a door opening to the integral double garage.
 
Ground floor WC with low-flush WC, pedestal wash handbasin with mixer tap and tiled surround, Jerusalem Limestone tiled flooring, central heating radiator, obscure double-glazed window to the rear, and extractor fan.
 
A generous master bedroom suite with en-suite shower room, 5 further bedrooms plus family bathroom and shower room are set over the first and second floor.
 
   
 
  
 
To the front there is a double width driveway providing off-street parking and access to the integrated garage. Also to the front is a shrubbed garden  and gated access to a shared walkway which leads to the rear garden.
 
The rear garden is south-facing and is extremely private.  It has been professionally landscaped and is extremely well stocked with an abundance of traditional English shrubs and bedding plants as well as wild flower meadow.  There is a circular wall/seating area surrounding a fire pit and gravelled walkways leading to further seating areas, to include an extremely private paved patio .  The garden has lighting, also outdoor electric sockets and a water tap. There is a small timber storage shed and dog kennel as well as the oil tank which is hidden from sight by traditional stone walling.  To the southerly border there is a rabbit-proof five-bar timber fence which backs onto paddock land giving a true feel of space and having far-reaching south-facing views.
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Brilliant bathroom trends for 2017

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A brand new addition to the Carver family

Henry Carver, son of Gordon & Suzanne, married Ashley in August 2014 and just before Christmas they announced the safe arrival of Thomas Harry Carver. 
 
The couple are having a wonderful time enjoying the experiences of being first time parents and are cherishing all of the joy a new born baby brings.
 
We know they will do an amazing job as parents and are sure it won't be long before he's selling his first house with the company!
 
 



MIllionaire offering free flat to one lucky family

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Make your own wall art with heart decorations

Create this pretty 3d paper heart wall hanging in 6 easy steps

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Divorce:what happens to the family home?

The family home is something special and close to many people’s hearts. A place where memories are made and a place you can always come back to, no matter where life takes you. So when relationships break down and households split, it’s no surprise that there’s a main concern for what will happen to the family home. 

 

What could happen?

A simple 50:50 stance can be taken when it comes to splitting the house and any other assets. However, more often than not, different factors are taken into consideration and no two couples are the same, so it largely comes down to meeting the needs of the couple and the children, if there are children involved.  

1. One spouse could buy the other one out. The spouse doing the buying can then stay in the house. 

2. The property can be sold and the profit shared. 

3. If children are involved, it is common for one parent to remain living with them in the home, to avoid causing more disruption for the children. In which case, the parent who has moved out may agree to wait for their settlement until after the child has grown up, or their ex-partner has remarried and the property has been sold. 

The problem with option three is that both people remain on the mortgage, which can make it difficult for the person who has moved out if they’re looking to get a second mortgage.

 

Valuing the property 

Once you’ve agreed on what to do with the house, the property will need to be valued. It’s recommended to have a few estate agents come out to give their valuations. Each couple could choose two estate agents, this way you can hopefully get a fair and unbiased valuation.

If both parties can’t come to an agreement of the property’s value, the court can ask for a report from an industry expert, such as a local estate agent or a surveyor. 

 

Marital Rights 

Remember that part of marriage involves the obligations you hold to one another, which includes the marital home. Therefore, even if the mortgage is in one person’s name, both parties still have a right to live in the property for as long as they remain married to one another. 

 

If this is the case for you, and your name is not on the mortgage, then we advise you register yourself on the Notice of Home Rights as soon as possible. This protects you under the Family Law Act (1996) whereby the home is owned by one spouse, but the other spouse has a right to remain living there. 

 

Selling the Property

If there’s no children involved, then selling up and moving on is often the result, but unfortunately, you’re at the mercy of the property market and how it stands at that moment in time. If things are moving slowly, you can either end up staying in the property for longer than you intended to, or reducing the selling price for a quicker sale - which can be difficult when, at the back of your mind, you’re considering the potential costs of your next home. 

 

If you’re looking for mortgage advice following a break up, then Mortgage Advice Bureau can be there for you. Our mortgage advisers can offer expert advice and help review your finances so that you’re in the best position to move forwards and clearly understand what all your options are. Simply get in touch with us today to arrange either a face to face or over the phone appointment.   

 

For further information call: 01325 380088

Email: adam.swalwell@mab.org.uk  or visit: http://www.nickcarver.com/Mortgages

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice.  The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.  (or insert your fee statement)



How to create a stylish chalkboard meal planner

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